VSDP Long-Term Care Page 1 of 2
Eligibility
| VRS (State) | Full-time and part-time classified State employees who are active VRS members & VSDP participants; any teaching, research or administrative faculty (not including adjunct faculty) of a State institution of higher education who are active VRS & VSDP participants |
| VRS (Political Subdivision/ Teachers/LEOS) |
N/A |
| SPORS/VaLORS | Same as VRS State |
| JRS | Not eligible |
Employee Premium
| VRS (State) | Free for eligible employees |
| VRS (Political Subdivision/ Teachers/LEOS) |
N/A |
| SPORS/VaLORS | Same as VRS State |
| JRS | N/A |
Benefit Amount
| VRS (State) | Daily benefit amount (DBA) is $75; this is the maximum amount of coverage that the plan will provide each day |
| VRS (Political Subdivision/ Teachers/LEOS) |
N/A |
| SPORS/VaLORS | Same as VRS State |
| JRS | N/A |
Qualifiying for Benefits
| VRS (State) | An employee qualifies when Aetna certifies that they are unable to perform 2 of 6 activities of daily living or have a severe cognitive impairment such as Alzheimer's |
| VRS (Political Subdivision/ Teachers/LEOS) |
N/A |
| SPORS/VaLORS | Same as VRS State |
| JRS | N/A |
Single Waiting Period
| VRS (State) | Benefits begin after a certified, qualifying loss, followed by the once-in-a-lifetime 90-day period |
| VRS (Political Subdivision/ Teachers/LEOS) |
N/A |
| SPORS/VaLORS | Same as VRS State |
| JRS | N/A |
© 2010, Commonwealth of Virginia
Rev. 19-Feb-2010
